Buy a home
Make a confident offer with a clear budget, a strong preapproval, and a loan plan built around your goals.
Explore purchase loansPhoenix, Arizona · 33.4484° N
Brasch FinancialArizona mortgages, explained by someone who calls it home.
Buying, refinancing, or using your home's equity is a big decision. Eric brings Arizona roots and more than 20 years in the mortgage industry to every conversation.
Clear explanations Direct access to Eric
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Meet your loan originatorEric BraschBarrett Financial Group
20+ yearsin the mortgage industry
“Very helpful and professional. Thank you Eric Brasch for all your help!”
Loan OriginatorPersonal guidanceNMLS #1199784Verified credentialsLicensed in AZ & CALocal market experienceBarrett FinancialNMLS #181106
AZ / 01
Mortgage guidance grounded in Arizona.
Eric is an Arizona native with more than two decades of experience in the mortgage industry.
ROUTES FROM THE VALLEY
Find your starting point.
You do not need to know the right loan before you call. Choose the goal that feels closest, and Eric will help you sort through the details.
Refinance
Review your current loan, your timeline, and the real costs before deciding whether refinancing makes sense.
Review refinance optionsUse home equity
Compare ways to access equity for a renovation, major expense, or financial goal without losing sight of the long term.
Understand home equityExplore a reverse mortgage
For homeowners 62 and older who want to understand the costs, responsibilities, and possible retirement uses.
Learn about reverse mortgagesBuilt in the Valley
20+years in the mortgage industry
2states served: Arizona and California
Phoenix roots · Gilbert office
Your mortgage should make sense to you.
Eric is an Arizona native, Navy veteran, golf coach, and a local business owner.
That varied background shapes how he works. Eric prepares borrowers for the process and stays available when a decision matters. Whether the goal is a first home, a different payment, an investment property, or a reverse mortgage, he keeps the conversation centered on the borrower.
Clear explanationsTime to ask questions
Ask Eric a questionKnow what happens next.
Eric explains each milestone so you can plan for the next one.
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Start with a conversation
Share what you want to accomplish, what matters most, and where you are in the process.
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Compare the options
Eric explains suitable paths, estimated costs, required documents, and the tradeoffs worth considering.
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Complete the loan process
From application through closing, you know the next step and have a direct person to call.
Start a secure applicationBarrett Financial Group hosts the secure application.
Get answers to common mortgage questions.
These are useful starting points. For an answer based on your finances and goals, talk with Eric.
When should I talk with a loan originator?
You can start before you are ready to make an offer or submit a full application. An early conversation can help you understand your budget, identify documents you may need, and address credit or income questions before timing becomes urgent.
What is the difference between prequalification and preapproval?
Both terms describe a lender's estimate of what you may be able to borrow, but lenders use them differently. Some prequalifications rely on information you provide, while a preapproval may include a closer review of credit, income, and assets. Neither is a final approval or a guaranteed loan offer.
Does starting a mortgage application commit me to the loan?
No. An application gives the lender information needed to evaluate the request and prepare disclosures. You can review the Loan Estimate, compare offers, ask questions, and decide whether to tell a lender you want to proceed.
Who may be eligible for an FHA-insured reverse mortgage?
A Home Equity Conversion Mortgage, or HECM, is the FHA-insured reverse-mortgage program. The youngest borrower generally must be at least 62, the home must be a principal residence, and the borrower must meet financial, property, counseling, and equity requirements. Eligibility and available proceeds depend on the full situation.
PHOENIX, ARIZONA